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New requirements for the voluntary health insurance policy of foreign citizens who are working in Russia on the basis of a work permit or a patent


A decree by the Bank of Russia, dated  13.09.2015 №3793 - has introduced requirements for the procedure and conditions of the voluntary medical insurance of foreign citizens arriving in Russia for employment purposes on the basis of a work permit or a patent.

The established requirements are:

1. The term of the contract VHI of migrant workers (it is determined based on the estimated term of a work permit, but it can come into force before the date of commencement of the work permit);
2. The contract territory (it should include the territorial entity of the RF on the territory of which the person intends to be engaged in labor activity);
3. Form VHI for migrant workers;
4. The information contained in the policy (on the insurer, the insured (company) and the insured).

The minimum amount of insurance coverage under such contracts is 100 000 rubles, in this case the amount may be reduced by the amount of expenses incurred by the insurer for all insured events occurred.

The decree will enter into force 10 days after its official publication.

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